SERVICES
Asset Management & Credit Expertise
Emery Finance provides flexible asset management and credit support throughout the life of commercial real estate investments.
01
Asset Management & Portfolio Monitoring
We apply disciplined financial analysis, proactive risk identification, and consistent attention to changing borrower and property performance.
Credit Reviews & Risk Ratings — Periodic analysis of borrower, property, financial and repayment performance to support informed credit decisions and appropriate risk classification.
Financial & Covenant Monitoring — Review of borrower and property financial reporting, operating performance, liquidity, debt service coverage and compliance with applicable loan covenants.
Maturity Management — Proactive monitoring of upcoming maturities, repayment strategies, refinancing progress and potential extension requirements.
Extensions & Modifications — Credit analysis and underwriting support for maturity extensions, loan modifications, waivers and other servicing actions.
Development Monitoring — Monitoring of development progress, project milestones, financing activity, delays, capital needs and anticipated repayment sources.
Portfolio Surveillance — Portfolio-level monitoring designed to identify emerging risks, performance trends, concentrations and credits requiring additional attention.
02
Credit & Asset Management Advisory
We provide additional analytical capacity for complex credits, special situations and organizations experiencing changing portfolio demands.
Portfolio and watchlist reviews
Credit memorandum preparation
Special asset analysis
Asset management policies and procedures
Portfolio reporting and risk analysis
Asset management workflow development
Temporary or project-based asset management support